Providence Home Mortgage is like no other mortgage broker in the industry. We offer loan products and programs that other brokers cannot offer clients or to the public!

Our Traditional Refinance Loan Product Options are:

      • Conventional Mortgage Refinance

      • FHA Streamline Refinance
        • With an appraisal
        • Without an appraisal

      • VA IRRRL (Interest Rate Reduction Refinance Loan)

      • Rural Development (RD)

Our Stimulus Refinance Loan Product Options (Non-traditional) are:

      • Conventional FNMA DU REFINANCE PLUS
        (for homes that have depreciated substantially in value)

      • Conventional FREEDIE MACK OPEN ACCESS
        (also for homes that may have depreciated in value)

Here are some of the products/programs we offer:

      • MCC (Mortgage Credit Certificate) - a MSHDA feature

      • Grand Rapids Down Payment Assistance program

      • IDA (Individual Development Account) program

      • Rural Development loans - zero down AND no PMI

      • 203K (FHA rehab loan program)

      • FHA loans - 3.5% down payment

      • MSHDA Conventional Loans

      • VA (Veteran Administration) Loans - zero down AND no PMI

      • Conventional Loans

      • Credit Repair Options

      • Now Available - Credit Scores as low as 580!!!
        • (Some conditions apply)


Equal Housing Lender